How to identify the ownership of an account:
If you decided to pay for an online search or to look at the information in the databases provided by the government, you will find that the information provided is almost worthless. You will be presented with a list of names that resembles your own, if you are lucky some addresses and probably the amount of money held in the account. Most states do not provide the amount of money in the account: a few tells you if the amount is bigger or lesser than $100 dollars, buy pretty much, that’s it.
From that information is almost impossible to determine if you are the person owner of the property shown. Only you can assert that if your name and your address (or an address where you previously lived or linked to you in some way).
If you decided to pay for an online search or to look at the information in the databases provided by the government, you will find that the information provided is almost worthless. You will be presented with a list of names that resembles your own, if you are lucky some addresses and probably the amount of money held in the account. Most states do not provide the amount of money in the account: a few tells you if the amount is bigger or lesser than $100 dollars, buy pretty much, that’s it.
From that information is almost impossible to determine if you are the person owner of the property shown. Only you can assert that if your name and your address (or an address where you previously lived or linked to you in some way).
The information about the accounts holding the money, not always is accurate or complete, this in first place is the reason why the money never reached the owners.
The list provided to you, has a few columns: Name reported, Reported address, Date Processed, Property Class, Reported Cash Amount (when present). The content in the columns changes according to the original source, but more or less this is it.
To identify if the money belongs to you:
1. First, look at the name, it could be misspelled, transposed, just first or second name, first or second last name only, etc. But even if the name matches with yours, it's not enough, just because of it. It’s necessary to look for other clues.
• If the name listed is not yours, but belong to a deceased relative, you may still have rights over the account as a rightful heir.
2. Address line: Not always the address is shown, but if an address appears, try to match it to your current or previous addresses. Remember that the account holding the money could be from many years ago (as almost always is).
3. SSN: When present, only the last four digits are shown for identity protection purposes. Compare with your own.
4. If there is a note at the right, it is related to the source of the money. Think about previous financials relations (jobs, banks accounts, insurances, etc) or possible money orders or checks sent from third parties.
If any of these indicators point to you being the owner of the account, especially Name, Address or/and Social Security Number (SSN), there is a huge chance that the money is yours. But if you are in doubt, it is necessary to conduct an investigation to be sure that you are really the person that appears in the list. You probably will have to hire some kind of investigator or heir finder to conduct such investigation, only authorized institutions have access to such information.
There is another possibility: You have been contacted by a company that already have identified you as a owner of some unclaimed assets. In such case you won't have any up-front cost, because you don't have to pay for the search or to conduct any investigation.
Trusted companies won't ask you for any up-front fees or any kind of initial payment. The claiming process is completely free. They only charge a fee that previously is concerted and approved by you, if after the claiming process, the claim results successful and you take possession of the unclaimed property.
The list provided to you, has a few columns: Name reported, Reported address, Date Processed, Property Class, Reported Cash Amount (when present). The content in the columns changes according to the original source, but more or less this is it.
To identify if the money belongs to you:
1. First, look at the name, it could be misspelled, transposed, just first or second name, first or second last name only, etc. But even if the name matches with yours, it's not enough, just because of it. It’s necessary to look for other clues.
• If the name listed is not yours, but belong to a deceased relative, you may still have rights over the account as a rightful heir.
2. Address line: Not always the address is shown, but if an address appears, try to match it to your current or previous addresses. Remember that the account holding the money could be from many years ago (as almost always is).
3. SSN: When present, only the last four digits are shown for identity protection purposes. Compare with your own.
4. If there is a note at the right, it is related to the source of the money. Think about previous financials relations (jobs, banks accounts, insurances, etc) or possible money orders or checks sent from third parties.
If any of these indicators point to you being the owner of the account, especially Name, Address or/and Social Security Number (SSN), there is a huge chance that the money is yours. But if you are in doubt, it is necessary to conduct an investigation to be sure that you are really the person that appears in the list. You probably will have to hire some kind of investigator or heir finder to conduct such investigation, only authorized institutions have access to such information.
There is another possibility: You have been contacted by a company that already have identified you as a owner of some unclaimed assets. In such case you won't have any up-front cost, because you don't have to pay for the search or to conduct any investigation.
Trusted companies won't ask you for any up-front fees or any kind of initial payment. The claiming process is completely free. They only charge a fee that previously is concerted and approved by you, if after the claiming process, the claim results successful and you take possession of the unclaimed property.
1 comment:
can you see If i have any unclaimed money? My name is Oscar Radillo and I live in South Florida
Post a Comment